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Hilton Honors American Express Card Review

The Hilton Honors American Express® is a no annual fee credit card which earns rewards in the form of Hilton Honors Points (HHP) which may be redeemed at most properties within the Hilton Portfolio. The card earns 7 Hilton Honors Points per dollar spent at Hilton properties, 5 HHP per dollar spent at U.S. restaurants, supermarkets, gas stations, and 3 HHP per dollar spent everywhere else.

The public sign up offer for the Hilton Honors American Express® card is 75k points after $1000 in spending within the first 90 days, however, if applying via an incognito tab/window on your Internet browser, the sign up bonus may be up to 100k points while maintaining the same amount of minimum spend.

Click here to read if you are eligible for a bonus.

Standard room reward redemption rates range from 5k HHP to 95k HHP. Hilton utilizes dynamic pricing instead of an award chart, therefore if cash prices for a room rise, so will the amount of points needed. The average value of a HHP is about half of a cent (.45 – .5 cents), however it is possible to get more value out of your points, depending on how, where, and when you redeem them. One can find some great redemptions at an amazing price!

Guatemala City Hilton Garden Inn

Source:https://goffetravels.com/introduction-to-hilton-honors/

Valuation for redemption left in Guatemala’s capital: 1.24 cents per HHP

Valuation for redemption below in Estonia’s capital: 3.25 cents per HHP

Two Double Bed Guest Room

Source: https://onemileatatime.com/hilton-tallinn-review/

 

One of the great perks that come with this card is complimentary Silver Status with Hilton, to earn this perk one has to stay at a Hilton property a minimum of 10 nights or 4 stays in a year. You get this status for free simply by having the no-annual fee American Express Hilton Honors card. Great benefits of having Silver Status with Hilton include: every 5th night free on award stays when paying fully with points (limit of 4 free nights per stay), late room check-out, complimentary in-room wifi, not being charged resort fees when paying fully with points, and receiving 12 Hilton Honors points for every dollar spent on booking a room.

If you want more perks and a higher status with Hilton, consider applying for the $95 annual-fee Hilton Honors American Express Surpass® card which comes with complimentary Gold Status at Hilton. Perks of having Gold Status include: complimentary space-available room upgrades, complimentary breakfast, and all of the benefits of Silver Status.

For those who want the highest status with Hilton, consider applying for the $450 annual-fee Hilton Honors American Express Aspire® card. This card comes with complimentary Diamond Status at Hilton. Perks of having Diamond Status include : Executive Lounge access at select Hilton properties, 48-hour guarantee room availability, and all of the benefits of Gold Status.

The American Express Hilton Honors® card is arguably the best no annual fee hotel card, and a must-have card if you frequently stay at a Hilton property when you’re on vacation/holiday or on a business trip. Using this card for paying for stays at Hilton properties results in an approximate 9% return on spend for future Hilton redemptions (12 HHP from Hilton + 7 HHP from American Express Hilton Honors® card). With Hilton’s vast global footprint, there is likely to be a Hilton property near your next destination.

This is a great card to get and then upgrade to the next tier Hilton card, the Hilton Honors American Express Surpass® card, if you wish to have more perks with Hilton and receive an upgrade-bonus in the process. Likewise, if you start with one of the Hilton cards that has an annual-fee, you could downgrade to this card to keep your credit history alive if you can no longer justify paying an annual-fee. Keep in mind, that by downgrading you could potentially be excluding yourself from being able to receive a sign-up bonus for the Hilton Honors American Express® card in the future.

More on that here.

Bryan's Top Pick For Hilton Honors Cards

No Annual Fee

on American Express’s Website

Hilton Honors Card

  • 7x Hilton Honors Points for each dollar spent at Hilton properties
  • 5x Hilton Honor Points at US restaurants, supermarkets, and gas stations
  • 3x Hilton Honors Points on all other purchases
  • Earn 75,000 Hilton Honors Points after $1,000 spent in first 3 months
  • Targeted Hilton Honors Point upgrade offers for Hilton Honors American Express Surpass®
  • Complimentary Hilton Silver Status
  • No Foreign Transaction Fees
  • No annual fee
  • Hilton Honors Points are not easily transferable
  • Lacks intro 0% APR rate offer
Quick Thoughts on the Card

The Hilton Honors American Express Card is the best no annual fee hotel card on the market. Cardholders get complimentary Hilton Silver Status which allows you to get the 5th night free on reward stays. This is the perfect card for someone who has a tendency to stay at Hilton properties.

Other Hilton Honors Cards To Consider

$95 Annual Fee

on American Express’s Website

Hilton Honors American Express Surpass® Card

  • 12x Hilton Honors Points for each dollar spent at Hilton properties
  • 6x Hilton Honors Points at US restaurants, supermarkets, and gas stations
  • 3x Hilton Honors Points on all other purchases
  • Earn 125,000 Hilton Honors Points after $2,000 spent in first 3 months
  • Free weekend night after $15,000 spent on card in a calendar year
  • Complimentary Hilton Gold Status
  • No Foreign Transaction Fees
  • Low annual fee can be offset by perks offered
  • Hilton Honors Points are not easily transferable
  • Lacks intro 0% APR rate offer
Quick Thoughts on the Card

The Hilton Honors American Express Surpass Card gives cardholders complimentary Hilton Gold Status. Benefits of Gold Status include: room upgrades when available and complimentary breakfast. Additionally, this card comes with 10 visits to a Priority Pass lounge per year. This is the perfect card for the individual who stays at a Hilton property a handful of times per year and can benefit from starting your day with a warm meal and being upgraded to better rooms. Additionally, it could be for someone who travels by air a handful of times and values lounge access.

$450 Annual Fee

on American Express’s Website

Hilton Honors American Express Aspire Card

  • 14x Hilton Honors Points for each dollar spent at Hilton properties
  • 7x Hilton Honors Points at US restaurants, supermarkets, and gas stations
  • 3x Hilton Honors Points on all other purchases
  • Earn 150,000 Hilton Honors Points after $4,000 spent in first 3 months
  • Free weekend night each year, and earn an additional free night if $60,000 spent on card in a calendar year
  • Complimentary Hilton Diamond Status
  • No Foreign Transaction Fees
  • $250 Airline Fee Credit
  • $250 Hilton Resort
  • Hilton Honors Points are not easily transferable
  • Lacks intro 0% APR rate offer
  • High annual fee
Quick Thoughts on the Card

The Hilton Honors American Express Aspire Card gives cardholders complimentary Hilton Diamond Status. This card comes with a $250 annual airline credit, a $250 Hilton Resorts credit, and a complimentary free night. Additionally, you get unlimited Priority Pass airport lounge access with this card. This card is perfect for the individual who stays at Hilton Resorts for leisure and travels frequently by air for either leisure or business and can take advantage of the unlimited lounge access.

Article written by:

Bryan is a 20 year old filmmaker, who since getting his first credit card has become obsessed with credit cards and the point rewards systems that come with them. He's who you go to when you want to know how to get the best value from any points system.

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